About Me | 5pointsinvest

ABOUT THOMAS A. ESPOSITO

I became an Investment Advisor Representative (IAR) in November 2017 and concurrently formed Five Points Investment Advisors, LLC, a Registered Investment Advisory (RIA) firm. I also hired Charles Schwab as my independent custodian to hold my investments for clients.

I currently manage over $56 million for mostly individual investors and have some corporation accounts and some charitable foundations.

My investment philosophy incorporates a customized blend of investments including individual stocks, mutual funds, closed-end funds and exchange traded funds (ETF’s).

Most of my clients are focused on the total return of their portfolio with a primary focus on income and secondarily capital appreciation. My integrity and work ethic along with the support and resources of Charles Schwab, allow me to offer clients a comprehensive range of investments to meet the many needs they encounter in various stages of their lives.

The main reason for becoming an IAR was to incorporate the fiduciary standard in my investment practice. As a fiduciary, I work with the highest level of integrity to work in the best interest of every client. This standard allows for a great client-advisor relationship. I am a fee-only investment advisor with a flexible fee schedule.

My main focus for clients is managing your investment portfolio geared toward total return. I am most accessible to my clients for face to face meetings 4 times per year and phone calls whenever needed to discuss markets and the economy among other things.